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What is a ROC?  A Resident-Owned Community (ROC) is a cooperatively owned community of manufactured homes that are owned by the residents who live there, as opposed to an outside landlord.  This program is only available in Fannie Mae approved Resident-Owned Communities. 

Benefits of the Home Preferred MH ROC program:
  • Low conventional rates
  • As low as 5% downpayment
  • Low mortgage insurance requirements
  • Refinancing option


Image: The Gonzalez-Cloutier family: Geoff Forester Photography,  Courtesy of New Hampshire Community Loan Fund.

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