Get Up to $15,000 for Your First Home

NH Mortgage Programs That Make Buying Your First Home Easier

To qualify, you must first complete our New Homebuyer Education course and receive your first mortgage through New Hampshire Housing. 

Program Income Limits by Product:

Home First - Income and Purchase Price Limits
Home Flex Plus - Maximum household income $176,200
Home Preferred Plus - Household income up to 80% Area Median Income (AMI), verified through Fannie Mae AMI Lookup Tool
Home Preferred Plus Over 80% AMI - Conventional financing available for household incomes between 80% AMI and $176,200

Down Payment Assistance

Down payment assistance up to $15,000 to be used towards your down payment and closing costs.

Flexible Purchasing Options

Buyers may purchase a single-family home, condo, manufactured home, or 1-4 unit owner-occupied home.

No Hidden Fees

What you see is what you get, so you can move forward without worrying about unexpected fees.

Taylor and Jaron’s Path to Homeownership in NH

Don’t just take our word for it, hear from first-time homebuyers Taylor and Jaron as they share their inspiring journey to finding their dream home in Plymouth, NH. By leveraging NH Housing’s downpayment assistance programs, they were able to make homeownership a reality.

Today, Taylor, Jaron, and their son are thriving in their new home and community. Learn how we can help you achieve your homeownership goals.