Your Path to Homeownership with NH Housing's Downpayment Assistance Program
Our mortgage programs offer cash assistance to help with your downpayment and closing costs, providing you with up to $15,000 in financial support. This assistance is secured by a second mortgage with 0% interest, no monthly payments, and a 30-year term.
Subscribe to our email series to discover how you can take advantage of downpayment assistance from NH Housing and start your homeownership journey.
Guidelines and Mortgage Program Income Limits
To qualify you must be receiving your first mortgage through New Hampshire Housing. The cash assistance is provided as a zero percent, zero APR second mortgage that is due in full if you sell the property, refinance your mortgage, file for bankruptcy, and no longer live in the property as your primary residence, or after 30 years. Our program income limits are listed below:
Home First - Income and Purchase Price Limits
Home Flex Plus - Incomes up to $167,800
Home Preferred Plus - Incomes up to 80% Area Median Income (AMI), as determined by Fannie Mae
Home Preferred Plus Over 80% AMI - Conventional financing for incomes exceeding 80% of the AMI up to $167,800
Taylor and Jaron’s Path to Homeownership in NH
Don’t just take our word for it, hear from first-time homebuyers Taylor and Jaron as they share their inspiring journey to finding their dream home in Plymouth, NH. By leveraging NH Housing’s downpayment assistance programs, they were able to make homeownership a reality.
Today, Taylor, Jaron, and their son are thriving in their new home and community. Learn how we can help you achieve your homeownership goals.
© 2025 New Hampshire Housing. All Rights Reserved | Privacy Policy | Terms & Conditions
