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Home Preferred Manufactured Housing ROCs

Conventional financing for manufactured homes

Exclusively available for Manufactured Homes located in Fannie Mae approved Resident Owned Communities (ROCs).

What is a ROC?  A Resident-Owned Community (ROC) is a cooperatively owned community of manufactured homes that are owned by the residents who live there, as opposed to an outside landlord.  This program serves borrowers with incomes up to 80% Area Median Income (AMI).  This program is only available in Fannie Mae approved Resident-Owned Communities.

Currenlty in New Hampshire there are 10 ROCs that qualify for this program:

Benefits of the Home Preferred MH ROC program:

  • Low conventional rates
  • As low as 5% downpayment
  • Low mortgage insurance requirements
  • Refinancing option


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